Another study, this one by the Urban Institute, shows the benefits of investing in a home and in fact, the earlier in life that your buy your first home, the wealthier you will be later in life. Through the mechanics of saving incorporated into your personal residence (using rent money to pay down your own […]
We all know that insurance costs tend to increase with inflation, but did you know that you may be able to lower your premium? Many insurance companies offer discounts for work done in the course of normal maintenance. Roof replacement, for a New Roof Discount Renovation Discounts for – the Plumbing System, HVAC System, Electrical […]
There’s a good chance that you have an error in your credit report – a 26% chance according to the Federal Trade Commission – and half of the time, those errors will impact your credit score. This is important because more and more areas of your life are credit driven: Whether you’re buying a car, […]
I had three sales in a row this year that all used gift letters to solve three different problems. In the first instance, the buyer that had a house to sell first and used a gift letter as a bridge loan so they could put in a non-contingent offer. In the second instance, first time […]
City of San Diego – Zip Code 92103 Hillcrest is a central neighborhood situated just northwest of Balboa Park and south of Mission Valley and is known for being one of the most tolerant and liberal neighborhoods in San Diego. It’s an older neighborhood that was officially established in 1870 or 1871 depending on who you ask. In […]
By Chris Swanson, Broker/Owner The real estate industry has always had advocates throwing around numbers and stats about how great it is to own your own home. At the same time there are always naysayers who say that for whatever reason, it’s not the best thing to do. Although some people have certainly gotten themselves […]
Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. Prices are still below those of a few years ago and interest rates are still below 5%. However, sellers should realize that waiting to make the move while mortgage rates are increasing […]
Last week, I was talking to a young couple I know that was about to close on their first home. They were riding the wild rollercoaster of current mortgage rate swings and were not happy about the mortgage process overall. Yet, when the conversation shifted to finally living in a home that they own, their […]