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Why aren’t gift letters used more often?

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I think the main reason gift letters are not used more often is that the buyer feels uncomfortable approaching family members for a “handout”, and possibly the obligation that goes with it. However, although the donor must state that they don’t require payback, there is nothing anywhere that says that the gift CANNOT be paid […]

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Buy Sooner For Greater Wealth

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Another study, this one by the Urban Institute, shows the benefits of investing in a home and in fact, the earlier in life that your buy your first home, the wealthier you will be later in life. Through the mechanics of saving incorporated into your personal residence (using rent money to pay down your own […]

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Declutter Your Living Space

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De-cluttering is not just something to do when you’re ready to move; it’s a process that will help you create more space and get organized. In short, you’ll simplify your life. This information will help you take control of your stuff, eliminate what you don’t need or use and appreciate the items you use and enjoy. While […]

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Hillcrest, San Diego Neighborhood Guide

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City of San Diego – Zip Code 92103 Hillcrest is a central neighborhood situated just northwest of Balboa Park and south of Mission Valley and is known for being one of the most tolerant and liberal neighborhoods in San Diego.  It’s an older neighborhood that was officially established in 1870 or 1871 depending on who you ask.  In […]

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Pacific Beach, San Diego Neighborhood Guide

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City of San Diego – Zip code 92109 Pacific Beach, “P.B.,” as it is known as by local residents,  is bounded by La Jolla to the north, Mission Beach and Mission Bay to the south, Interstate 5 to the east and the Pacific Ocean to the west.  A 3.2 mile boardwalk stretches through the western border and is adjacent to Crystal Pier, a T-shaped public […]

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