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We offer a full line of Residential Real Estate and Home Financing Services, how may we serve you?

FHA Loans

How an FHA Loan can help you!

  • Low down payment
    Down payment and closing costs can be gifted
    Lower credit requirements

Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and some of your closing costs can be included in the loan. Available on 1-4 unit properties.

Looking for a fixer-upper?
FHA has a loan that allows you to buy a home, fix it up, and include all the repair costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and roll in the cost of repairs – all into one loan.

Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer “yes” to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.

Want to make your home more energy efficient?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing!